Jesstine Kemper, CFP®, RICP® and Scott Biermann founded IroncladNIL Wealth Advisory with a clear purpose: to give collegiate and professional athletes the financial foundation most of them never get. With more than 40 years of combined experience advising high-net-worth families, executives, and entrepreneurs, they've sat across the table from people who needed more than a generic financial plan — they needed someone who actually understood their world. When NIL changed everything for college athletes overnight, Scott and Jess kept seeing the same story play out: young people with real income, real tax obligations, and no one in their corner.
Scott and Jess work with athletes on every aspect of their financial lives. Unlike traditional advisors who focus only on investments, they serve as a long-term financial partner, working alongside your agents, attorneys, and accountants to make sure every decision is the right one. The world of college athletics is evolving fast. Scott and Jess actively monitor NIL legislation, NCAA guidance, conference policies, and revenue-sharing developments so their clients are always a step ahead — not scrambling to catch up.
Their approach is straightforward: they genuinely care about the people behind the portfolio. That means protecting your income before it disappears to taxes, setting up the right business structure from day one, and building wealth that lasts well beyond your playing days. Whether you’re signing your first NIL deal, preparing for a professional draft, negotiating a new contract, or planning for life after sports, their goal is the same — helping you transform today’s success into lifelong financial security. No jargon. No runaround. Just two advisors who are in your corner, for the long game.